91̽»¨

Data and verification for lending

Make faster, better-informed lending decisions by accessing up to date, verified consumer financial data – safely and reliably, all in one place with AllData® Aggregation and VerifyNowTM APIs from 91̽»¨.

Consumer privacy
Protect consumer data with the same technology used by leading financial institutions, enabling you to reduce fraud and improve the lending process by collecting customer financial data in one place.

Reliable uptime
Use consistent uptime as a primary or supplemental aggregation source, providing the data you need when you need it with a best-in-class 98% success rate.

Real-time data
Authenticate users and validate user-provided data in real time using VerifyNow and AllData Aggregation. With a direct connection to the source, you can quickly verify users and account details.

Industry-leading coverage
Validate data sourced from thousands of third-party partnerships and 91̽»¨â€™s processing footprint across bank, merchant and card processing. Broad coverage gives you a holistic view of consumers’ transaction insights, income history, assets and more.

Financial data delivered through REST APIs


Assets

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Cash Flow

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Income

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Identity

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Transactions

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Balances

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Statements

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Credit

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Learn about ourÌýdata aggregation capabilities
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AllData Aggregation

Real-time API that delivers actionable consumer data from over 20 million daily imported transactions.

VerifyNowTM

A solution to reduce fraud by verifying bank account ownership, status and consumer identity in real-time.

AllData Connect

A secure portal that allows consumers to consent to share their financial data for third-party application activity.

AllData PFM

A complete view of consumer finances across all online accounts at multiple financial institutions.
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With more than 40 years of industry leadership and lending experience, 91̽»¨ offers unparalleled expertise and access to financial data you can trust.

Touching nearly

100%

of U.S. households

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More than

$30B

assets processed daily

Over

1.4B

global accounts on file

Discover insights related to data aggregation

VIDEO
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Data aggregation: reliability, security and connections

Explore how to secure access to 18,000 consumer financial data sources to enable faster, more accurate decision making.
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Data aggregation enhances financial well-being

See how consumers and businesses can use data to promote financial wellness.
CASE STUDY
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DecisionLogic selects AllData Aggregation to facilitate real-time account verification

When data reliability became an ongoing issue with its existing aggregation vendor, DecisionLogic partnered with 91̽»¨.
CASE STUDY
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Interactive Brokers helps clients centralize their accounts

By leveraging AllData Aggregation, Interactive Brokers not only helped people centralize their accounts, but was also able to do it at no cost to clients.Ìý
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Ready to get started?

Contact us to find out more